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Seafinance

SeaFinance: Money and voyage clarity for Indian seafarers — taxation residency, and docs in one place.

  • Fintech · Tax filing · loans · expense tracker
  • Hyderabad, Telangana
  • Founded 2025
  • myseafinance.com
Website
SnapshotSelf-reported
Stage
Building MVP
Annual revenue
Pre-revenue
Team
1–3 people
Funding to date
Bootstrapped

Open to investment

Talking to investors

01Overview

What Seafinance is building

In the founders' own words.

01The problem

Indian seafarers earn well, yet banks deny them fair loans and credit cards because NRI sea income is hard to verify, and only few CAs understand their taxes. SeaFinance makes every seafarer bankable.

02How it works

SeaFinance tracks sea days and NRI status from voyage dates, gets returns filed by CAs who specialise in seafarer taxes, and organises payslips, contracts, CDCs and ITRs into a verified, loan-ready profile so banks can confidently offer seafarers fair loans and cards.

03Who it is for
Consumers

INDIAN SEAFARERS

04What makes it different

Built by a serving 2nd Engineer with 8 years at sea, made only for seafarers. We calculate NRI status from CDC and passport dates and speak their language, which banks, CAs and finance apps don't.

02At a glance

Company facts

Founded
2025
Headquarters
Hyderabad, Telangana
Entity
Proprietorship
Industry
Fintech
Focus
Tax filing · loans · expense tracker
Customer
Consumers
Revenue model
Not monetising yet
Markets
Across India
DPIIT
Not yet

03Traction

Proof it's working

Self-reported by the founder. Figures are not audited.

Annual revenuePre-revenue
Business model
  • Not monetising yet
  • Across India

04Team

Who's building it

  • VINAY MULAKALAPALLIFounder & CEOActive marine engineer

Contact details are never published. An introduction goes straight to the founders.

05Fundraising

The round

Open to investment

Open to the right investors

Funding to date
Bootstrapped

Say who you are and what you invest in. The founders reply to you directly.

06Looking for

How you can help

Clarity on GTM strategy and mentorship from Fintech startup founders
VINAY MULAKALAPALLI · Founder & CEO
  • Mentors & advisors
  • Distribution partners

07Milestones

The story so far

  1. 2025

    300 people signed up over night after the launch

08FAQ

Common questions

Answered from Seafinance's profile.

What does Seafinance do?

SeaFinance: Money and voyage clarity for Indian seafarers — taxation residency, and docs in one place.

What problem does Seafinance solve?

Indian seafarers earn well, yet banks deny them fair loans and credit cards because NRI sea income is hard to verify, and only few CAs understand their taxes. SeaFinance makes every seafarer bankable.

Where is Seafinance based?

Hyderabad, Telangana, India.

Who is Seafinance for?

INDIAN SEAFARERS

How does Seafinance make money?

Not monetising yet.

Has Seafinance raised funding?

Bootstrapped

Is Seafinance raising?

Seafinance is open to conversations with investors.

Interested in Seafinance?

Your message goes straight to the founders.

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SeafinanceOpen to investment